{"id":4800,"date":"2015-06-24T15:56:54","date_gmt":"2015-06-24T15:56:54","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4800"},"modified":"2015-06-24T15:56:54","modified_gmt":"2015-06-24T15:56:54","slug":"do-creditors-have-to-approve-trid-loans-in-3-days","status":"publish","type":"post","link":"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/","title":{"rendered":"Do Creditors Have To Approve TRID Loans In 3 Days?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_04i6mhw08u dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/04i6mhw08u\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days.<\/p>\n<p>If they determine that your application will not or cannot be approved they do not have to provide a Loan Estimate.<\/p>\n<p>Likewise, if you withdraw your loan application within that period they do not have to provide the Loan Estimate.<\/p>\n<p>However, if the creditor does NOT supply the Loan Estimate in the required time approving and issuing the loan later under your original application terms will make them non-compliant with TRID Regulation Z.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days. If they determine that your application will not or cannot be approved they do not have to provide a Loan Estimate. Likewise, if you withdraw your loan application within that period they&hellip;<\/p>\n","protected":false},"author":51,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[14],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do Creditors Have To Approve TRID Loans In 3 Days? - Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do Creditors Have To Approve TRID Loans In 3 Days? - Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.\" \/>\n<meta property=\"og:description\" content=\"If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days. If they determine that your application will not or cannot be approved they do not have to provide a Loan Estimate. Likewise, if you withdraw your loan application within that period they&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/\" \/>\n<meta property=\"og:site_name\" content=\"Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.\" \/>\n<meta property=\"article:published_time\" content=\"2015-06-24T15:56:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trumantitle.com\/wp-content\/uploads\/sites\/52\/2022\/11\/Truman_Title_SC_Logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"trumantitle.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"trumantitle.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/\"},\"author\":{\"name\":\"trumantitle.com\",\"@id\":\"https:\/\/trumantitle.com\/#\/schema\/person\/711acd1c6ec028c5eb6aaa77997a095b\"},\"headline\":\"Do Creditors Have To Approve TRID Loans In 3 Days?\",\"datePublished\":\"2015-06-24T15:56:54+00:00\",\"dateModified\":\"2015-06-24T15:56:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/\"},\"wordCount\":119,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trumantitle.com\/#organization\"},\"articleSection\":[\"TRID\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/\",\"url\":\"https:\/\/trumantitle.com\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/\",\"name\":\"Do Creditors Have To Approve TRID Loans In 3 Days? 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