{"id":5082,"date":"2014-01-13T21:47:19","date_gmt":"2014-01-13T21:47:19","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=104"},"modified":"2014-01-13T21:47:19","modified_gmt":"2014-01-13T21:47:19","slug":"how-are-pre-qualifying-and-pre-approval-different","status":"publish","type":"post","link":"https:\/\/trumantitle.com\/2014\/01\/13\/how-are-pre-qualifying-and-pre-approval-different\/","title":{"rendered":"How Are Pre-Qualifying And Pre-Approval Different?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_kwq4ydvica dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/kwq4ydvica\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>Watch this video and it&#8217;ll make sense.<\/p>\n<p>Pre-qualification is an informal way to see how much you maybe able to borrow. You can be &#8216;pre-qualified&#8217; over the phone with no paperwork by telling a lender your income, your long-term debts and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house.<\/p>\n<p>Pre-approval is a lender&#8217;s actual commitment to lend to you. It involves assembling financial records and going through a preliminary approval process. Pre-approval gives you a definite idea of what you can afford and shows sellers that you are serious about buying.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Watch this video and it&#8217;ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be &#8216;pre-qualified&#8217; over the phone with no paperwork by telling a lender your income, your long-term debts and how large a down payment you can afford. Without any obligation, this helps you&hellip;<\/p>\n","protected":false},"author":51,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[5],"tags":[17],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Are Pre-Qualifying And Pre-Approval Different? - Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trumantitle.com\/2014\/01\/13\/how-are-pre-qualifying-and-pre-approval-different\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Are Pre-Qualifying And Pre-Approval Different? - Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.\" \/>\n<meta property=\"og:description\" content=\"Watch this video and it&#8217;ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be &#8216;pre-qualified&#8217; over the phone with no paperwork by telling a lender your income, your long-term debts and how large a down payment you can afford. 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