{"id":98,"date":"2014-01-13T21:47:36","date_gmt":"2014-01-13T21:47:36","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=98"},"modified":"2014-01-13T21:47:36","modified_gmt":"2014-01-13T21:47:36","slug":"how-does-the-interest-rate-factor-in-securing-a-mortgage-loan","status":"publish","type":"post","link":"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/","title":{"rendered":"How Does The Interest Rate Factor In Securing A Mortgage Loan?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_u35mo34kwk dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/u35mo34kwk\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>As you&#8217;ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment.<br clear='none'\/>\nInterest rates can fluctuate as you shop for a loan so ask lenders if they offer a rate &#8220;lock-in&#8221; which guarantees a specific interest rate for a certain period of time.<\/p>\n<p>Remember that a lender must disclose the Annual Percentage Rate (APR) of a loan to you. The APR shows the cost of a mortgage loan by expressing it in terms of a yearly interest rate. It is generally higher than the mortgage interest rate because it also includes the cost of points, mortgage insurance and other fees included in the loan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As you&#8217;ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a loan so ask lenders if they offer a rate &#8220;lock-in&#8221; which guarantees a specific interest rate for a certain period of&hellip;<\/p>\n","protected":false},"author":51,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[8],"tags":[17],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Does The Interest Rate Factor In Securing A Mortgage Loan? - Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Does The Interest Rate Factor In Securing A Mortgage Loan? - Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.\" \/>\n<meta property=\"og:description\" content=\"As you&#8217;ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a loan so ask lenders if they offer a rate &#8220;lock-in&#8221; which guarantees a specific interest rate for a certain period of&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Warrensburg, Higginsville, Lexington, MO | Truman Title, Inc.\" \/>\n<meta property=\"article:published_time\" content=\"2014-01-13T21:47:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trumantitle.com\/wp-content\/uploads\/sites\/52\/2022\/11\/Truman_Title_SC_Logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"trumantitle.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"trumantitle.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\"},\"author\":{\"name\":\"trumantitle.com\",\"@id\":\"https:\/\/trumantitle.com\/#\/schema\/person\/711acd1c6ec028c5eb6aaa77997a095b\"},\"headline\":\"How Does The Interest Rate Factor In Securing A Mortgage Loan?\",\"datePublished\":\"2014-01-13T21:47:36+00:00\",\"dateModified\":\"2014-01-13T21:47:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\"},\"wordCount\":144,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trumantitle.com\/#organization\"},\"keywords\":[\"video\"],\"articleSection\":[\"Mortgages:\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\",\"url\":\"https:\/\/trumantitle.com\/2014\/01\/13\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\",\"name\":\"How Does The Interest Rate Factor In Securing A Mortgage Loan? 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